The Condo Bargain Club
A Division of Forum National Investments Ltd.
180A - 13040 No 2 Road,
Richmond, BC,
V7E 2G1
Tel toll-free: 1-877-991-7312
Fax toll-free: 1-866-988-8745

The Condo Bargain Club ("The Club") having a vacation club membership plan with the following terms and conditions;

By agreeing to purchase the membership I acknowledge that the club memberships are based on a minimum 12-month commitment and that by accepting the terms and conditions herewith I will be paying the club monthly membership dues of $19.95 for a period of 12-months and continuing as long as I wish to retain my membership over and above the initial membership fee. After the first 12-month period, my membership is renewed on a month-to-month basis. Should I wish to terminate the contract I must provide the Club a minimum 30-day notice to terminate the membership and cancel my automatic withdrawals from my credit card, or bank account. Should I wish to terminate my contract prior to the ending of the first 12-month period, I am obligated by this contract to pay the dues in full whether or not I wish to use the membership.

I acknowledge that under the various jurisdictions the Condo Bargain Club memberships are sold there may be diverse legal stipulations regarding the purchase of such club memberships. The Club hereby does its best to comply with all the possible jurisdictions and offers its members the right to receive a full refund within 14-days of purchasing the membership should they believe that they made the wrong decision after receiving all the information regarding the Club and its services.

Should I choose to opt out of the membership and request full refund of the Club initiation fee, I must at my own expense return all materials received from the club. I understand that I must inform the club in writing at the above address of my wish to cancel; the Club will in turn refund the monies back to me by check within 20-days of receiving such notification. I also understand that should I have taken advantage of the Club's benefits within this 30-day period, my rights to a refund are invalid.

I understand that the monthly membership dues are required to be current and paid in full, in order to use my Club membership. The Club may, from time to time, increase the dues to reflect the cost of living, inflation, currency fluctuations or administration and shall apportion any increase equally amongst all members.

I agree that I am of legal age and as such I am in authority to purchase this membership. I understand that I am purchasing a club membership with a minimum 12-month commitment and that the purchase of said membership does not cause any financial hardship on me or my family. I acknowledge there are no verbal agreements with the Condo Bargain Club, its agents, or representatives that are outside of this agreement, and no high pressure or coercion was induced by anyone to purchase this membership. All benefits that are stated in the contract herewith are the benefits that were promoted to me.

My club benefits are as follows:

• Full service condo and travel department available to service me 6-days a week, Monday - Friday 9 AM - 6 PM, Saturdays 10 AM to 5 PM (EST). (Hours subject to change, please always refer to our website for current hours and contact information at: www.condobargainclub.com).
• I will have access to condos through excess timeshare exchange inventory that is sold to me at a discounted member only rate.
• I understand that once I have purchased a condo unit I cannot cancel for refund, transfer or change the date or the original order. Therefore the club recommends the purchase of travel insurance to cover any such eventualities whereby I would not be able to travel to my desired destination.
• The prices of the condo weeks made available to me vary based on location, season and size. As I club member I am always guaranteed to receive the club member rate which is based on the posted rate by the exchange company.
• Currently in order for the club to accept credit card payments over the telephone or the internet for condo bookings I am required to scan, or fax my credit card authorization back to the agent in order to pay for my unit.
• From time to time the club will offer last minute units to me for as low as $99 per week. The average last minute condo special ranges around $399.
• The Club will email me travel specials weekly or more often when available
• As a Club member I also have access to Super Cruise deals, All-inclusive deals and I can partake in the member only Escorted Tours to exotic destinations all over the world at incredible prices.
• The Club has at my service Professional, Highly Qualified Travel Specialists to assist me with my travel needs. At times should my request be extraordinary in nature the travel specialist may at his/her discretion charge additional service fees, or decline the service to me. However, should my travel need be of ordinary nature, no additional charges will occur.

I understand that it is my responsibility to accept or decline travel insurance. In an event where I did not purchase travel insurance and was unable to travel, I cannot hold the Club responsible for canceling my reservations and I understand that I am responsible for all such fees.

All prices are in US dollars unless otherwise stated.

I understand and acknowledge that I am purchasing a travel club membership with full travel agency services of Car Rentals, Amtrak/VIA/Eurail/Britrail tickets, tour packages, airfares and hotel bookings. We can offer you discounts on Condominium Resorts, and guarantee our members that best available price to our members on All-Inclusive Packages and Cruises worldwide. Our travel agents are committed to finding you the lowest prices available at the time of booking. Please note that in the travel industry prices change without notice and that the Condo Bargain Club and its affiliate agencies are not responsible for any price changes that occur before and after confirmed bookings.

I acknowledge that I am not purchasing a timeshare contract, nor a timeshare property, or any real or personal property that is the subject of a timeshare contract.

The Club reserves the right to make changes to the products or services at its discretion should it consider it necessary. Please review our Privacy Act for applicable privacy laws and regulations. The company abides by the governing law of the Province of British Columbia, Canada, and as such any arbitration and/or litigation is to be held in said province.